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Home Ownership Assistance Programs

Home Home Ownership Assistance Programs

Mom and baby assistance program in Waterloo Iowa

Waterloo Housing Authority Family Self-Sufficiency

The goal of our Family Self-Sufficiency (FSS) Program is to assist the unemployed or underemployed by building an escrow account. The FSS Program is an innovative, voluntary program that helps Section 8 program participants make the transition over a five year program from public assistance to productive employment and home ownership so that they may be economically and socially independent.

Please contact the Waterloo Housing Authority at (319) 233-0201.

Waterloo Housing Authority Home Ownership Voucher Program

The Section 8 Home Ownership Program permits eligible participants the option of purchasing a home with their Section 8 assistance instead of renting. A portion of the mortgage is paid directly to the lender.

For more information, please contact Waterloo Housing Authority at (319) 233-0201.

Iowa Heartland Habitat for Humanity

Habitat for Humanity is a self-help home building program. Families pay for their homes with a zero-interest mortgage that is about 25% of their monthly income. To be approved for Habitat for Humanity Home Ownership:

  • Family must not currently own a home;
  • Must have steady monthly income of no more than 60% of local median income; and
  • Must be willing to help build their own home as well as help with other Habitat homes.

Habitat has been renovating and building new homes in Black Hawk, Butler, and Bremer counties since 1990.

For more information, contact (319) 235-9946 or visit their website.

Iowa Mortgage Help

Iowa Mortgage Help is Iowa’s state sponsored safe and free mortgage counseling resource. Callers to the Iowa Mortgage Help Hotline at (877) 622-4866 will reach a trained counselor who will provide individualized assistance.

For more information, visit this website.

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